:root{--navy:#0b1730;--navy2:#14264a;--gold:#d6ad60;--goldlight:#f4e4bd;--ink:#172238;--muted:#657187;--paper:#f7f8fb;--line:#e3e8f0;--white:#fff;--radius:20px;--shadow:0 16px 42px rgba(11,23,48,.12)}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:88px}body{margin:0;font-family:Arial,Helvetica,sans-serif;line-height:1.65;color:var(--ink);background:#fff}a{color:inherit}.container{width:min(1120px,calc(100% - 36px));margin:auto}
.topbar{background:#060e1d;color:#dbe3f0;font-size:.84rem;padding:8px 0}.topbar .container{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}.topbar a{color:var(--goldlight);text-decoration:none}
header{position:sticky;top:0;z-index:20;background:rgba(11,23,48,.98);border-bottom:1px solid #253454}.nav{min-height:82px;display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{display:flex;align-items:center;gap:12px;color:white;text-decoration:none;min-width:0}.brand img{width:57px;height:57px;object-fit:contain}.brand strong{display:block;font-size:.95rem;letter-spacing:.08em;line-height:1.25}.brand small{display:block;color:var(--gold);letter-spacing:.15em;font-weight:700;font-size:.67rem;margin-top:5px}.links{display:flex;align-items:center;gap:22px}.links a{color:#f0f3f9;text-decoration:none;font-size:.92rem}.links a:hover,.links a.active{color:var(--gold)}.btn{display:inline-flex;justify-content:center;align-items:center;gap:8px;border:0;border-radius:12px;padding:13px 18px;font-weight:800;text-decoration:none;cursor:pointer}.gold{background:var(--gold);color:var(--navy)!important}.outline{border:1px solid #7e8aa0;color:white!important}.nav-toggle{display:none;background:transparent;border:1px solid #53617b;color:white;border-radius:10px;padding:9px 12px;font-size:1.1rem}
.hero{background:radial-gradient(circle at 85% 10%,#203d6b 0,transparent 34%),linear-gradient(120deg,var(--navy),#14284b);color:white}.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:38px;align-items:center;padding:68px 0 74px}.eyebrow{color:#cfa650;text-transform:uppercase;font-weight:800;font-size:.78rem;letter-spacing:.17em}.hero h1{font-size:clamp(2.5rem,5vw,4.4rem);line-height:1.06;letter-spacing:-.04em;margin:15px 0}.hero h1 span{color:var(--gold)}.hero p{font-size:1.08rem;color:#d7e0ee;max-width:610px}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}.hero-image{width:100%;display:block;object-fit:cover;border-radius:22px;border:5px solid #fff;box-shadow:0 24px 60px #0005;background:white}.image-note{color:#d7e0ee;font-size:.83rem;margin-top:10px}.trust{background:#fff;border-bottom:1px solid var(--line)}.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:15px;padding:22px 0}.trust-item{font-weight:750;font-size:.9rem;display:flex;gap:9px;align-items:center}.trust-item b{color:#a67a28;font-size:1.25rem}
.section{padding:72px 0}.soft{background:var(--paper)}.section-head{text-align:center;max-width:720px;margin:0 auto 38px}.section-head h2{font-size:clamp(2rem,3.5vw,3rem);line-height:1.15;letter-spacing:-.035em;margin:10px 0}.section-head p{color:var(--muted)}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{border:1px solid var(--line);border-radius:18px;background:white;padding:25px}.card .symbol{width:48px;height:48px;display:grid;place-items:center;background:#f5ecd9;border-radius:14px;font-size:1.35rem;color:#77531b}.card h3{margin:15px 0 6px}.card p{margin:0;color:var(--muted)}.two-col{display:grid;grid-template-columns:1fr 1fr;gap:30px;align-items:center}.feature-image{width:100%;display:block;border-radius:22px;box-shadow:var(--shadow)}.feature-panel{background:var(--navy);color:white;border-radius:22px;padding:30px}.feature-panel p{color:#d5deeb}.feature-panel li{margin:9px 0}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.step{border:1px solid var(--line);border-radius:18px;padding:25px;background:#fff}.step-num{width:44px;height:44px;display:grid;place-items:center;border-radius:13px;background:var(--navy);color:var(--gold);font-weight:900}.step h3{margin-bottom:6px}.step p{color:var(--muted);margin:0}.page-hero{background:linear-gradient(120deg,var(--navy),#19345d);color:white;padding:54px 0}.page-hero h1{font-size:clamp(2.3rem,5vw,3.8rem);line-height:1.1;margin:10px 0}.page-hero p{max-width:740px;color:#d8e0ed;font-size:1.05rem}.crumb{font-size:.86rem;color:var(--goldlight)}.crumb a{color:var(--goldlight)}
.form-layout{display:grid;grid-template-columns:.8fr 1.2fr;gap:28px;align-items:start}.contact-panel{background:var(--navy);color:white;border-radius:22px;padding:28px}.contact-panel p{color:#d6deeb}.contact-line{margin:22px 0}.contact-line strong{display:block}.contact-line span{color:#d6deeb;font-size:.92rem}.formbox{border:1px solid var(--line);border-radius:22px;padding:28px;box-shadow:0 10px 32px #0b17300b}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.field{display:flex;flex-direction:column;gap:6px}.field.full{grid-column:1/-1}.field label{font-weight:800;font-size:.88rem}.field input,.field select,.field textarea{width:100%;padding:12px 13px;border:1px solid #d5dce7;border-radius:10px;background:white;font:inherit;color:var(--ink)}.field textarea{min-height:105px;resize:vertical}.form-help{font-size:.8rem;color:var(--muted)}.consent{display:flex;align-items:flex-start;gap:9px;margin:16px 0;color:var(--muted);font-size:.82rem}.consent input{margin-top:6px}.notice{display:none;background:#eaf7ee;border:1px solid #b8e5c8;color:#155b32;border-radius:10px;padding:12px;margin-top:12px}
.faq-list{max-width:850px;margin:auto}.faq{border-bottom:1px solid var(--line);padding:19px 0}.faq summary{font-weight:800;cursor:pointer}.faq p{color:var(--muted);margin-bottom:0}.cta{background:var(--gold);padding:35px 0;color:var(--navy)}.cta-inner{display:flex;justify-content:space-between;align-items:center;gap:20px}.cta h2{margin:0;font-size:clamp(1.6rem,3vw,2.2rem)}.cta p{margin:4px 0 0}.btn.navy{background:var(--navy);color:white}.footer{background:#060e1d;color:#e5eaf3;padding:42px 0 20px}.footer-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:28px}.footer p,.footer a{color:#aeb9cb}.footer h3{color:white;margin-top:0}.footer-links{display:grid;gap:7px}.footer-links a{text-decoration:none}.footer-bottom{border-top:1px solid #26334b;padding-top:16px;margin-top:28px;display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;color:#9ba8bd;font-size:.82rem}.wa-float{position:fixed;right:16px;bottom:16px;z-index:30;background:#16894b;color:white;text-decoration:none;padding:12px 16px;border-radius:999px;font-weight:800;box-shadow:0 8px 24px #0003}
@media(max-width:850px){.hero-grid{grid-template-columns:1fr}.hero-image{max-height:370px;object-fit:contain;background:#fff}.cards{grid-template-columns:repeat(2,1fr)}.form-layout{grid-template-columns:1fr}.trust-grid{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:1fr 1fr}.footer-grid>div:first-child{grid-column:1/-1}}
@media(max-width:650px){.container{width:calc(100% - 30px)}.nav{min-height:72px}.brand img{width:46px;height:46px}.brand strong{font-size:.78rem}.brand small{font-size:.58rem}.nav-toggle{display:block}.links{display:none;position:absolute;top:72px;left:0;right:0;background:var(--navy);padding:15px 20px 22px;flex-direction:column;align-items:stretch;gap:0}.links.open{display:flex}.links a{padding:12px 0;border-bottom:1px solid #26334b}.links .btn{margin-top:12px}.hero-grid{padding:46px 0}.hero h1{font-size:clamp(2.4rem,12vw,3.5rem)}.section{padding:55px 0}.cards,.steps{grid-template-columns:1fr}.trust-grid{gap:12px}.trust-item{font-size:.78rem}.formbox,.contact-panel{padding:21px}.form-grid{grid-template-columns:1fr}.field.full{grid-column:auto}.cta-inner{align-items:flex-start;flex-direction:column}.footer-grid{grid-template-columns:1fr}.footer-grid>div:first-child{grid-column:auto}.wa-float{right:10px;bottom:10px}}